Home and Personal

Personal lines of insurance provide property and casualty insurance for the needs of North Carolina residents. You get protection from large losses that you wouldn’t be able to afford on your own. We insure customers living in Matthews, Waxhaw, Stallings, Indian Trail and surrounding areas.

Erie Insurance: has been protecting the personal interests of its customers since 1925. Erie founder H.O. Hirt directed his agents that the company would be ” Above all in Service” and the mindset still prevails. While Erie is best known for auto insurance, the company is also competitive in property and casualty insurance and life insurance. Together these personal lines of insurance provide protection from life’s uncertainties.

Personal Lines of Insurance You May Need

Homeowners Insurance The homeowner policy is a package of protection that’s designed to meet your home protection needs. There is protection for your home and attached structures, in addition to your personal property and personal liability. You may need to add schedule items, such as jewelry, also.

Renter’s Insurance The renter’s policy is designed for people who rent apartments or homes. This coverage protects your personal property and affords liability protection also. Many apartments complexes today require renter’s insurance.

Boat Insurance The Erie Boat protector offers superior protection for your boat, boating equipment and accessories, liability and medical payments coverage. Progressive Insurance also offers competitive rates on boat policies.

Condominium Insurance This type of insurance is designed specifically for people who live in a condominium or townhome and actually own their property, but with limitations. It typically covers contents and a specified amount of building coverage.

Flood Insurance Flood Insurance is a type of property insurance. Homeowner policies do not cover damages caused by flooding, which is rising water. We write flood policies with the National Flood Insurance Program, if this coverage is desired. If you are in a flood zone your mortgage company may require flood insurance.

Personal Umbrella InsuranceA personal umbrella policy is liability protection over and above your auto and homeowner policies. Normally this policy is written with a million-dollar limit, but higher coverages may be available.