This is the trick your car insurance agent doesn't want you to know.
Here's the deal - If you drive less than 35 miles/day and live in 25 you can get erie insurance auto insurance for as low as $9 a week. Did you know that? Or DUI's... if you have no DUI's, you can get even more discounts. But do you think your auto insurance company will tell you that? Fat chance. Out of the hundreds of insurers out there, only a handful will give you really big discounts. But they ARE out there, and they WANT to insure you - you just can't find each other.